Klarna FAQs


What is Klarna? 

Klarna was founded in 2005 in Stockholm, Sweden with the aim of making it easier for people to shop online. Their mission remains as relevant as ever, to make paying as simple, safe and above all, smooth as possible.

Klarna is the leading global payments and shopping service, providing smarter and more flexible shopping and purchase experiences to 90 million active consumers across more than 250,000 merchants in 17 countries. Klarna offers direct payments, pay after delivery options and instalment plans in a smooth one-click purchase experience that lets consumers pay when and how they prefer to.


Payment Options

Klarna offers two different unregulated financing offerings in the UK: Pay in 30 days and Pay in 3 installments. Both are unregulated credit products. You must be over 18 and have a valid UK phone number and address to use Klarna.

Pay in 30 days allows a consumer to get up to 30 days to pay after purchase. This product is completely interest free and there are no late fees applied.

Pay in 3 instalments allows a consumer to spread the cost over 3 equal monthly installments for their product. This product is completely interest free and there are no late fees applied.





Terms and Conditions

Orli Designs Ltd is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA.


Please see all Klarna's Ts & Cs here